Be a smart switcher. Transfer their Junior ISA to us.
When it comes to investing for your child, we understand that you want what's best for them.
If your child has a Junior ISA with a different provider, transferring it to Scottish Friendly is straightforward. With our range of investment options, we could help boost their financial future.
Capital at risk. Gift terms, qualifying criteria apply and £50 exit fee may apply.
Straightforward & no charge to transfer
Combine their Junior ISAs in one place
Our easy application takes just 10 minutes
Our Junior ISA transfer process
We've made our transfer process as easy and straightforward as possible. Just pick one of our Junior ISA products and on the application form select the transfer option.
Or if your child is an existing Scottish Friendly customer, log into your My Plans account. Just look for the transfer option under their existing policy.
You can choose to invest for your child across a range of funds and with our friendly pricing the more you invest the lower their overall charge could be.
Plus, when you transfer an existing Junior ISA to Scottish Friendly you could receive a My Rewards gift voucher worth up to £500.
About the Scottish Friendly Junior ISA
With Scottish Friendly, you'll be investing with an award-winning Junior ISA provider:
Winner of Best Junior ISA Provider 2025 for the 7th year running at the Investment Life and Pensions Moneyfacts Awards.
Best Junior ISA Provider 2023 winner at the World Business Outlook Awards.
Transfer to a ready-made Junior ISA
An easy start option of investing in a single fund. These ready-made options could be an ideal choice to begin investing for your child, even if you’re on a budget.
My Easy Select (Junior ISA)
A Junior ISA with an investment guarantee
Carefully managed single fund
Potential for growth
Invest in our Unitised With-Profits fund and get some peace of mind with a guarantee - your child will get back at least as much as you’ve invested on their 18th birthday and on the 10th and 15th year investment anniversaries from the investment start date, provided no switches or withdrawals are made.
My Climate Leader Select (Junior ISA)
A climate focused single fund choice
An investment option that may be mutually inclusive of your values
Give your money access to the long-term potential of sustainable global growth
A single fund option to get started with an investment in our Climate Leaders fund. This has been designed to invest in equities of companies worldwide which the investment manager believes can benefit from the efforts to limit global climate change.
Transfer to a do-it yourself Junior ISA
Choose from a selection of funds to best suit your child's investment needs. Opt for just one fund, a mix of all or somewhere in between.
My Select (Junior ISA)
A choice of funds with varying risk levels
Full control to suit your investment style
Growth potential of stock market
Choose from funds with different levels of risk and reward to create your very own investment strategy. Risk levels include balanced, cautious, aspiring, moderate and adventurous.
Please note that Scottish Friendly doesn’t offer a Cash Junior ISA. Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.
If within the first 5 years of setting up the child's policy the registered contact transfers to another Junior ISA provider, or the child turns 18 and requests a withdrawal, which would leave a value of less that £50 in their policy there will be a charge of £50 deducted from the child's plan. Only a mum, dad or guardian can take out a Junior ISA for the child. However, once set up anyone can contribute. The funds in a Junior ISA belong to the child and can only be accessed by them when they turn 18.
Why invest with Scottish Friendly?
We've been helping families for over 160 years
Our contact centre is based in the UK
With no shareholders we work hard for you
Trusted by over 854,000 members and looking after assets worth £4.4 billion, as of 31st December 2025.
Transfer an ISA
Looking to transfer an ISA? Find out more about our range of options here.
Or if you're an existing Scottish Friendly customer, log into your My Plans account to get started. Just look for the transfer option under your existing policy.