Guess the Phobiahh!

Can you correctly guess the phobia to win in our Facebook Live competition?

On 30th November, we'll be giving away 30 prizes on Facebook Live. There’ll be a prize every minute, for 30 minutes! Join us live from 6pm on the 30th November. 'Like' our Facebook page for updates and get ready to play in our Investophobia giveaway.

Guess the Phobiahh Promotion Terms and Conditions (2018)

Guess the Phobiahh Promotion Rules – Guess the Phobiahh Facebook Live Promotion (English)

By participating in this promotion (the “Promotion”), you (the “entrant”) agree to be bound by these terms and conditions. Any information or instructions published by the Promoter about the Promotion on this communication on Facebook form part of these terms and conditions.

We are offering you the chance to win 1 of 30 prizes on Facebook Live on the 30th November 2018.

The Organiser/Promoter is Scottish Friendly Assurance Society Limited. Registered Office: Scottish Friendly House,16 Blythswood Square, Glasgow, Scotland, G2 4HJ. Company number SC187215. The Service Provider is Fore Digital Limited. Registered office: 2/2 Kensington House, 227 Sauchiehall Street, Glasgow, G2 3EX. Company Number: SC526982.

How to Enter

The Promotion is open from 18:00 (GMT) on 30th November 2018 and shall close at 18:30 (GMT) on 30th November 2018 (the “Promotion Period”). To enter the Promotion, entrants must be resident in the UK, over the age of 18, have a personal Facebook account and have access to the Scottish Friendly Facebook Live Guess the Phobiahh Video (the “Video”). There is no entry fee and no purchase is necessary. The Video lasts for a total of 30 minutes and is comprised of 30 rounds of 60 seconds. A question will be asked in each round. For a chance to win a prize, entrants must submit the correct answer to the question in the comments section below the Video. For each round, each correct answer submitted in response to the question shown during the round counts as one entry. Any answers submitted in response to a question after the relevant round has finished will not be considered. For each round, Entrants may submit more than one entry but repeat entries will be counted as one entry only. Once an entrant has won a prize, that entrant is excluded from winning again.

Entry Restrictions

Employees of Scottish Friendly Assurance Society Limited, Fore Digital Limited, or any associated companies, as well as sponsors and their employees, or anyone else involved in the organisation of the Guess the Phobia promotion, may not enter the Promotion.

We recommend checking that you have a strong internet signal prior to accessing the Video in order to participate successfully in the Promotion. Entrants with a poor internet connection may not be able to enter, or entry may not be counted due to a time delay.

Any entry that is deemed by the Promoter or the Service Provider, in its sole discretion, to be unlawful, obscene, vulgar, pornographic, hateful, threatening, discriminatory, offensive or which may otherwise bring the Promotion, the Promoter and/or Service Provider into disrepute, will be excluded from the Promotion. The Promoter and the Service Provider reserve the right at their absolute discretion to disqualify any entrant who they reasonably believe has interfered with the fair running of the Promotion.

The Promoter and Service Provider shall have the right, where necessary, to undertake all such action as is reasonable to protect themselves against fraudulent or invalid claims including, without limitation, to require further verification as to the identity, age, and other relevant details of an entrant.

The Promoter and Service Provider will fully co-operate with any law enforcement authorities or court order requesting or directing the Promoter and/or the Service Provider to disclose the identity of or to locate anyone posting or linking any content to its social media pages which infringes any third-party rights or is in breach of any of these Terms and Conditions or any applicable law.

Prize Details

There are 30 prizes in total (one prize for each round). The complete list of prizes:

• Playstation 4 Bundle
• Oculus Go Headset
• £50 Virgin Experience voucher
• £50 Thomas Cook voucher
• Scary Movie Night In Pack
• £15 M&S voucher
• Umbrella
• £100 Virgin Experience voucher
• Go Ape Treetop Adventure for 2
• £25 Love2Shop voucher
• Umbrella
• Merlin Annual Pass for 2
• £25 Love2Shop voucher
• Oculus Go Headset
• Gruffalo Toy
• £50 Virgin Experience voucher
• £50 Thomas Cook voucher
• Go Ape Treetop Adventure for 2
• Umbrella
• £15 M&S voucher
• Gruffalo Toy
• Escape rooms for 4
• £25 Love2Shop voucher
• £100 Virgin Experience voucher
• Skydive for 2
• £15 M&S voucher
• £25 John Lewis voucher
• £50 Thomas Cook voucher
• Gruffalo Toy
• Umbrella

The above prize list does not reflect the running order of the prizes for each round during the Video. The prizes do not include any hospitality, travel, accommodation or other ancillary costs. The prizes carry no cash value, are non-transferable and non-refundable and the winners cannot request any alternative prize (cash or otherwise). The Promoter reserves the right to substitute prizes of equal or greater value should circumstances make this necessary.

Winner Selection and Prize Fulfilment

For each round, the winner will be chosen by the Service Provider on the Promoter’s behalf at random from all of the entries received, using random generator software. The Promoter and the Service Provider shall have absolute discretion to decide the winner for each round. This decision shall be final and no correspondence will be entered into.

Where an alternative contact method is not made available to us, we may choose another winner.

Winners will be announced in the comments section below the Video after each round in the Video is complete. Winners must then “like” the Scottish Friendly Facebook page (if they do not already) and send a Facebook message to the Promoter using Facebook Messenger with their full name, preferred delivery address, email address and mobile number within 48 hours of the name of the winner being notified in the comments section below the Video. If the winner does not “like” the Scottish Friendly Facebook page, the winner must contact the Promoter by alternative means in the timeframe specified.

In the event that a winner or substitute winner is unreachable, ineligible, or fails to claim the prize in the time required, the winner or substitute winner shall forfeit their prize and it will be awarded to a substitute winner, which shall be the next entry for that round selected at random.

Once you have provided your postal address to us, Scottish Friendly will distribute your prize from its head office at Scottish Friendly House, Blythswood Square, Glasgow G2 4HJ, within 30 days, via recorded delivery. Please ensure you provide your correct postal address.

Winner Publicity

The Promoter and Service Provider reserve the right to publish each winner's name and entry on their official social media accounts, including Twitter, Instagram and Facebook and on its websites found at www.scottishfriendly.co.uk and https://foredigital.co.uk/.

If you are a winner you agree to your entry being published and to take part in and co-operate fully with all reasonable publicity accompanying or resulting from this Promotion without any compensation.

Privacy

1. The Promoter and Service Provider’s use of any personal information submitted by the entrant shall be limited to communications about the competition and for managing the redemption process, which will include information sharing with the Service Provider. The entrant hereby consents to its personal information being used for this purpose and confirms that it agrees with the Promoter’s privacy policy available at www.scottishfriendly.co.uk/privacy-policy and the Service Provider’s privacy policy available at https://foredigital.co.uk/privacy/. The entrant may withdraw consent to such use of personal information by writing to the Promoter or by using the opt-out process outlined in the privacy policy.
2. Other than as set out in these Terms and Conditions or for the purposes of operating the competition, the details and information provided by the entrant when entering the competition or claiming a prize will not be used for any other purpose, nor shall they be passed to any third party.

General

1. The Promoter and the Service Provider shall not be liable for any interruption to this Promotion whether due to force majeure or other factors beyond the Promoter and Service Provider’s control.
2. The Promoter and the Service Provider reserves the right, acting reasonably and in accordance with all relevant legislation and codes of practice, to vary the terms and conditions of this Promotion.
3. The Promoter and Service Provider will not be responsible or liable for: (a) any failure to receive entries due to transmission failures and other conditions beyond their reasonable control; (b) any late, lost, misrouted, or damaged transmissions or entries; (c) any computer or communications related malfunctions or failures; (d) any disruptions, losses or damages caused by events beyond the control of the Promoter and/or the Service Provider; or (e) any printing or typographical errors in any materials associated with the Promotion.
4. The Promoter and the Service Provider reserves the right to cancel the prize at any stage, if deemed necessary due to circumstances beyond its control.
5. By entering the Promotion, the entrant agrees to release the Promoter, the Service Provider and Facebook from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the Promotion or with the acceptance, possession, attendance at or use of any prize (except as prohibited by law).
6. This Promotion is governed by Scots law.