Recommend a friend terms & conditions

• The referred friend must invest in an ISA policy via the Scottish Friendly website or mobile app and use the voucher code RECAF when completing the application form.

• The referred friend will be sent 2 x £25 My Rewards vouchers, which can be redeemed at a wide range of retailers throughout the UK.

• The gift will be issued within 28 days of receiving 6 regular qualifying monthly payments from the referred friend.

• The gift will not be issued if the referred friend cancels their plan after the recommendation.

• A gift will not be issued if you cancel your Scottish Friendly policy.

• Customers will receive 2 x £25 My Rewards gift vouchers for each qualifying referral. 1 for the referrer and 1 for the person referred.

• Gift vouchers will be issued to the referred individual whose responsibility it is to give referrer their reward.

• Multiple referrals are permitted, but customers can only claim once for each person referred.

• Referred friend must be aged 18 or over.

• This offer is only available online.

• Scottish Friendly reserves the right to amend or withdraw this offer at any time without notice.  No cash alternative will be offered.