Essential Maintenance 

Due to essential maintenance, you may be unable to access your account or our application process from 6am until 3pm on Saturday 14th March. We apologise for any inconvenience this may cause.

Recommend a friend terms & conditions

  • The referred friend must invest in an ISA policy via the Scottish Friendly website or mobile app and use the voucher code RECAF when completing the application form.

  • The referred friend will be sent 2 x £25 My Rewards vouchers, which can be redeemed at a wide range of retailers throughout the UK.

  • The gift will be issued within 28 days of receiving 6 regular qualifying monthly payments from the referred friend.

  • The gift will not be issued if the referred friend cancels their plan after the recommendation.

  • A gift will not be issued if you cancel your Scottish Friendly policy.

  • Customers will receive 2 x £25 My Rewards gift vouchers for each qualifying referral. 1 for the referrer and 1 for the person referred.

  • Gift vouchers will be issued to the referred individual whose responsibility it is to give referrer their reward.

  • Multiple referrals are permitted, but customers can only claim once for each person referred.

  • Referred friend must be aged 18 or over.

  • This offer is only available online.

  • Scottish Friendly reserves the right to amend or withdraw this offer at any time without notice.  No cash alternative will be offered.