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Essential maintenance.

Due to essential maintenance, you may currently be unable to access your account details or our application process. We apologise for this inconvenience.

Recommend a friend terms & conditions

  • Referred friend must buy a policy via the Scottish Friendly website or mobile app and use the voucher code RECAF when completing the application form.

  • The gift to be applied is 2 x £25 My Rewards cards, which will be sent to the referred friend and can be redeemed for a wide range of UK retailers.

  • The gift will be issued 28 days from the date that the referred friend has made the first investment into their plan.

  • The gift will not be issued if the referred friend is in arrears or cancels their plan after the recommendation.

  • A gift will not be issued if you currently have a Scottish Friendly policy which is in arrears.

  • Customers will received 2 x £25 My Rewards gift cards for each qualifying referral. 1 for the referrer and 1 for the person referred.

  • Gift cards will be issued to the referred individual whose responsibility it is to give referrer their reward.

  • Multiple referrals are permitted, but customers can only claim once for each person referred.

  • Referred friend must be aged 18 or over.

  • This offer is only available online.

  • Remember, it can take up to 28 days from receipt of their first premium for your My Rewards card to arrive.

  • Scottish Friendly reserves the right to amend or withdraw this offer at any time without notice.  No cash alternative will be offered.