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Scottish Friendly
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Investing for life

At Scottish Friendly we believe saving and investing is for everyone. That's why we're here to help you navigate the monetary maze.

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We offer a range of tax-efficient products - from Investment ISAs and Juniors ISAs to Investment Bonds. We also offer life insurance through a selection of partners.

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With Scottish Friendly you benefit from over 150 years of experience. Today we continue to work hard to maintain the standards that have served our members well over the years - good value products and quality service.

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We’re proud to be one of the largest mutual life offices in the UK - and one that's been around for 160 years.

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Investment Bonds

Whether you're starting out with investments, or you've already used up your ISA allowance, an Investment Bond (sometimes known as a Tax Exempt Savings Plan) could be for you.

Investment Bonds can be a tax-efficient way of building up a lump sum for you or your family.

They're investment products, but with an element of life insurance built in.

They put your money to work using the long-term growth potential of the stock market.

You can invest up to £25 a month in addition to your ISA allowance.

The value of investments can go down as well as up so you could get back less than you've paid in and if you cash in within the first two years, you'll get nothing back.

Tax treatment depends on individual circumstances and tax rules could change in the future. Tax-free means the investment grows free from tax, with the exception of any tax that we've already paid on your behalf (for example on dividends from UK shares).

Getting started with an Investment Bond

With our Scottish Bond or Child Bond you could start investing tax-free for you or a special child in your life today.

Scottish Bond

Start from only £15 to £25 a month.

Lock in your investment for 10 years.

A small amount of life cover is also included.

Learn more and apply

Child Bond

Start from only £10 to £25 a month.

Invest for either 10 years, or until the child's 18th or 21st birthday.

A small amount of life cover for the child is also included.

Learn more and apply

Proud to be a mutual

We’re owned and run for the benefit of our members - people like you!

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We are proud of our achievements over the years and the awards we have won for our products and services.

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We care about our people, customers and our role in supporting the wider community.

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