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Investment Bonds

Whether you're starting out with investments, or you've already used up your ISA allowance, an Investment Bond could be for you. With our Scottish Bond and Child Bond you could start investing tax-free for you or a special child in your life today.

Scottish Bond

Start from only £15 to £25 a month.

Lock in your investment for 10 years.

A small amount of life cover is also included.

Child Bond

Start from only £10 to £25 a month.

Invest for either 10 years, or until the child's 18th or 21st birthday.

A small amount of life cover for the child is also included.

Investment Bonds quick guide

Investment Bonds, or Tax-Exempt Savings Plans (TESPs for short) can be a tax efficient way of building up a lump sum for you or your family.

A tax allowance exclusive to Friendly Societies - like Scottish Friendly.

Invest up to £25 a month in addition to your ISA allowance.

An element of life cover is built in as a condition of the tax status.

Why choose Scottish Friendly?

  • Since 1862

    We've been helping families to save and invest for over 150 years and proud to be one of the largest mutuals in the UK.

  • We're a mutual

    As a mutual, we're owned and run for the benefit of our members. We don't have shareholders, so any profits are normally reinvested for the interest of our members.

  • You're protected

    Your money is protected by the Financial Services Compensation Scheme.