Stocks & Shares ISAs

When you choose to invest in a Stocks & Shares ISA with Scottish Friendly, you are investing in the potential growth of the stock market with a mutual that has been serving families like yours for over 160 years.

Enjoy the flexibility that suits you — choose a ready-made ISA managed by our experts, or build your own.

Capital at risk. Gift terms apply. Image for illustrative purposes only.

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Choose your ISA

You can invest up to £20,000 tax-free each year with a Stocks and Shares ISA. Enjoy flexible payments, whether you prefer regular monthly contributions, a one-off lump sum, or a combination of both.

My Easy Choice (ISA)

  • Ready made ISA with a guarantee

  • Carefully managed single fund

  • Share of company profits

  • Invest with some certainty

An easy option to get started with an investment in our Unitised With-Profits fund. Get some peace of mind with a guarantee to get back at least as much as you’ve invested on your 10-year investment anniversary, provided no switches or withdrawals are made.

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My Choice (ISA)

  • A choice of funds with varying risk levels

  • Full control to suit your investment style

  • Growth potential of stock market

  • Includes a climate focused fund choice

Choose from funds with different levels of risk and reward to create your very own investment strategy. Risk levels include balanced, cautious, aspiring, moderate and adventurous.

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Keep in mind that stock market investments can go down as well as up, so you could get back less than you've paid in. Tax-free means the investment grows free from tax, with the exception of any tax we’ve already paid on your behalf (for example on dividends from UK shares). Tax treatment depends on individual circumstances and tax rules could change in the future.