Stocks & Shares ISAs
You could boost your investment potential with our Stocks & Shares ISAs (also known as Investment ISAs). Invest for a rainy day or aim for a sunnier future.
Capital at risk.
Two ways to get started
You can invest from £20 a month so long as you are over 18, a UK resident and haven’t used all your current annual ISA allowance which is £20,000.
Our ISAs offer tax-efficient investing and put the growth potential of the stock market hard at work.
Keep in mind that stock market investments can go down as well as up, so you could get back less than you've paid in. Tax-free means the investment grows free from tax, with the exception of any tax we’ve already paid on your behalf (for example on dividends from UK shares). Tax treatment depends on individual circumstances and tax rules could change in the future.
Ready-made
Our carefully selected single fund option ISAs could help get you started. These ready-made options could be an ideal choice to begin your journey as an investor, even if you’re on a budget. Once set up, you'll be able to access the other funds available within the My Choice (ISA) range, giving you full control.
My Easy Choice (ISA)
10-year guarantee
Invest from £20 a month
Pay in from £100 lump sum
An easy option to get started with an investment in our Unitised With-Profits fund. Get some peace of mind with a guarantee to get back at least as much as you’ve invested on your 10-year anniversary, provided no switches or withdrawals are made.
My Climate Leader Choice (ISA)
A climate focused fund choice
Invest from £20 a month
Pay in from £100 lump sum
A single fund option to get started with an investment in our Climate Leaders fund. This has been designed to invest in equities of companies worldwide which the investment manager believes can benefit from the efforts to limit global climate change.
Do-it-yourself
A choice of funds so you can pick those that best suit your needs, whether that is just one, a mixture of them all or somewhere in between.
Find your future the friendly way
Need help finding the right product for you? Our handy tool could help you choose. We've products designed to help you and your family whatever your goals in life.
Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.
Transfer an existing ISA
If you've got an ISA with a different provider, transferring your ISAs to us is straightforward and gives you access to our wide range of funds, giving you more ways to reach your investment goals.
And with our friendly pricing, the more you invest the lower your overall charge could be.
Already a customer?
Did you know a special feature of your Scottish Friendly ISA allows you to invest towards more than one savings goal at the same time?
Adding another policy to your existing Scottish Friendly ISA can help manage your different saving and investing goals.
Whether you want to invest towards a dream car, a new home, or your child’s future, you can have as many policies as you like within your ISA limit for the tax year to do just that.
