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Our financial performance & results

Find out more about our financial results for the last available year and previous years.

Report and accounts

Jim Galbraith tribute (PDF) 4.96 MB
Report and accounts 2021 (PDF) 12.24 MB
Report and accounts 2020 (PDF) 2.87 MB
Report and accounts 2019 (PDF) 4.67 MB
Report and accounts 2018 (PDF) 0.89 MB

Tax strategy

Tax strategy (PDF) 0.05 MB

Solvency and Financial condition report

Solvency and Financial condition report 2021 (PDF) 2.02 MB
Solvency and Financial condition report 2020 (PDF) 1.07 MB
Solvency and Financial condition report 2019 (PDF) 0.67 MB

Sustainability and social impact reports

Social impact report (PDF) 0.71 MB
Sustainability report (PDF) 0.45 MB

More about who we are and
how we operate

Scottish Friendly is a mutual run for the benefit of its members. We're dedicated to the efficient provision of financial products and services.

Guide to mutuals

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