Our 10 funds
When you set up a My Prime (ISA) your money will be invested in an investment policy within a Scottish Friendly ISA. The policy then invests in your choice of fund or funds – with a range of varying risk and reward profiles. There are 10 funds to invest in, so you can choose the ones that suit your needs best.
This information together with the Key Information Documents (KIDs) gives you an overview of each fund including any charges and should be read alongside the Product Guide.
Guaranteed Cash fund
A short-term investment fund designed as a temporary home should you wish to reduce your risk to the lowest possible choice available from Scottish Friendly.
UK Government Bond fund
Designed to invest in bonds issued by the UK Government.
Lower fund
Aims to achieve long-term growth from a mixed investment and tends to focus on those assets with historically lower levels of risk and expected return.
Unitised With-Profits fund
A mixed managed fund from Scottish Friendly where premiums are pooled with those of other clients and returns are linked to the performance of the underlying assets within the fund.
International Company Bond fund
Designed to invest in bonds issued by companies throughout the world.
Medium fund
Aims to achieve long-term growth from a mixed investment. It’s likely to produce a level of potential risk and return which lies between the Higher and Lower funds.
Higher fund
Aims to achieve long-term growth from a mixed investment. It’s likely to produce a higher but more volatile potential return than the Medium fund or the Lower fund.
UK Tracker fund
Designed to closely track the performance of the UK stock market.
UK Active fund
Designed to invest in shares of UK-listed firms. The manager of the underlying fund picks a mix of stocks they believe will outperform the UK stock market & sell those they believe will underperform.
International Ethical fund
Designed to invest in shares of global companies that have been assessed to meet ethical criteria.