Our 9 funds

When you set up a My Choice policy for your child, their money will be invested in an investment policy within a Scottish Friendly Junior ISA. The policy then invests in your choice of fund(s) – with a range of varying risk and reward profiles. There are 9 funds to invest in, so you can choose the one(s) that suit your child's needs best.

This information together with the Key Information Documents (KIDs) gives you an overview of each fund including any charges and should be read alongside the Product Guide.

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Lower risk

UK Government Bond fund

Designed to invest in bonds issued by the UK Government.

Lower risk

Lower fund

Aims to achieve long-term growth from a mixed investment and tends to focus on those assets with historically lower levels of risk and expected return. 

Medium risk

Unitised With-Profits fund

A mixed-managed fund from Scottish Friendly where premiums are pooled with those of other clients and returns are linked to the performance of the underlying assets within the fund.

Medium risk

International Company Bond fund

Designed to invest in bonds issued by companies throughout the world.

Medium risk

Medium fund

Aims to achieve long-term growth from a mixed investment. It’s likely to produce a level of potential risk and return which lies between the Higher and Lower funds.

Higher risk

Higher fund

Aims to achieve long-term growth from a mixed investment. It’s likely to produce a higher but more volatile potential return than the Medium fund or the Lower fund.

Higher risk

UK Tracker fund

Designed to closely track the performance of the UK stock market.

Higher risk

UK Active fund

Designed to invest in UK stocks. Our fund manager selects the stocks they believe will outperform the UK stock market and sell those they believe will underperform. 

Higher risk

International Ethical fund

Designed to invest in shares of global companies that have been assessed to meet ethical criteria.