Risk graded funds
We offer a range of funds so you can choose the ones that suit your needs best.
Further information on what our Mixed Asset: Defensive, Mixed Asset: Balanced, Mixed Asset: Moderately Adventurous and Mixed Asset: Flexible funds invest in can be found below.
Remember though, no matter which fund or funds you select, the value of your investments can go down as well as up and your original investment is not guaranteed meaning you could get back less than you pay in.
What does the Mixed Asset: Defensive Fund invest in?
The Mixed Asset: Defensive Fund may invest in government and corporate bonds, cash and UK and global stock markets. The funds current mix as at 09/04/2025 is:
| Percentages | |
| Government Bonds | 44% |
| Corporate Bonds | 21.8% |
| Global Equity | 20% |
| UK Equity | 8% |
| Property | 5% |
| Cash | 1.2% |
What does the Mixed Asset: Balanced Fund invest in?
The Mixed Asset: Balanced Fund may invest in government and corporate bonds, cash and UK and global stock markets. The funds current mix as at 09/04/2025 is:
| Percentages | |
| Global Equity | 32.5% |
| Government Bonds | 30% |
| Corporate Bonds | 17.8% |
| UK Equity | 13% |
| Property | 5% |
| Cash | 1.7% |
What does the Mixed Asset: Moderately Adventurous Fund invest in?
The Mixed Asset: Moderately Adventurous Fund may invest in UK and global stock markets, cash and government and corporate bonds. The funds current mix as at 09/04/2025 is:
| Percentages | |
| Global Equity | 49.5% |
| UK Equity | 18% |
| Government Bonds | 14.4% |
| Corporate Bonds | 11.7% |
| Property | 5% |
| Cash | 1.4% |
What does the Mixed Asset: Flexible Fund invest in?
The Mixed Asset: Flexible Fund may invest in UK and global stock markets, cash and government and corporate bonds. The funds current mix as at 09/04/2025 is:
| Percentages | |
| Global Equity | 64% |
| UK Equity | 18% |
| Government Bonds | 8.8% |
| Corporate Bonds | 7.2% |
| Property | 1% |
| Cash | 1% |